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Your Local Trusted Insurance Advisors

America's Trusted Insurance Group specializes in car, home, business, commercial, farm, life, and financial services insurance.

America's Trusted Insurance Group proudly serves the Northern Kentucky, Central Ohio, Cincinnati, and Greater Dayton areas.

Our agency is a “Full Service Agency”! This means that not only can we help protect your auto and home, but we also can help you plan for your future. Some of the ways we do this is with a personal “On Your Side” review. We also offer life, farm, commercial, business insurance, and financial services. Thank you for trusting in our agency! Wes Chapman, CLU CLCS Agency Owner

Call for a free quote! Sí, hablamos Español.

  • Union/Madison County: (937) 644-2100
  • Greater Dayton: (937) 324-2121
  • Central Ohio: (614) 755-2411
  • Tri-State Area: (859) 371-8999
Wesley T Chapman
Wesley T Chapman
Agency Owner
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

General Liability Insurance 101: A Foundation for Every Small Business

Posted: August 4, 2026

If you own a small business, you've likely heard that general liability insurance is something you should have. But what exactly does it cover, and why is it considered such an important part of a business insurance plan? General liability insurance—sometimes called GL insurance or commercial general liability—is one of the most fundamental types of coverage available to businesses of all sizes. Understanding how it...

Back-to-School Season: Does Your Auto Insurance Cover a Teen Driver?

Posted: August 1, 2026

Every August, millions of families prepare for back-to-school, and for households with a newly licensed teen, that checklist includes an important question: Is your auto insurance ready? Adding a teenager to your auto insurance policy is one of the most significant coverage changes a family can make. Teen drivers are statistically among the highest-risk drivers on the road, which affects both your coverage needs and...

Commercial Auto Insurance: What Business Owners Should Know About Covering Company Vehicles

Posted: July 19, 2026

Whether your business relies on a single work truck or a fleet of delivery vans, the vehicles you use for business purposes likely need more than a standard personal auto insurance policy. Commercial auto insurance is designed to cover vehicles used for business operations and can provide protections that personal policies typically do not. Understanding the difference between the two can help business owners avoid...

Renters Insurance: The Affordable Coverage Most Renters Don't Know They're Missing

Posted: July 16, 2026

If you rent your home, apartment, or condo, you may assume that your landlord's insurance policy protects your belongings. Unfortunately, that's a common misconception—and a costly one. A landlord's insurance policy typically covers the physical structure of the building but not the personal property of the people who live in it. Renters insurance is designed to fill that gap, and it's often more affordable than...