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Your Local Trusted Insurance Advisors

America's Trusted Insurance Group specializes in car, home, business, commercial, farm, life, and financial services insurance.

America's Trusted Insurance Group proudly serves the Northern Kentucky, Central Ohio, Cincinnati, and Greater Dayton areas.

Our agency is a “Full Service Agency”! This means that not only can we help protect your auto and home, but we also can help you plan for your future. Some of the ways we do this is with a personal “On Your Side” review. We also offer life, farm, commercial, business insurance, and financial services. Thank you for trusting in our agency! Wes Chapman, CLU CLCS Agency Owner

Call for a free quote! Sí, hablamos Español.

  • Union/Madison County: (937) 644-2100
  • Greater Dayton: (937) 324-2121
  • Central Ohio: (614) 755-2411
  • Tri-State Area: (859) 371-8999
Wesley T Chapman
Wesley T Chapman
Agency Owner
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Key Questions for Your Business Insurance Renewal

Posted: March 4, 2026

Your upcoming policy renewal constitutes a crucial business risk checkup rather than just another administrative bill to pay. As your company grows and evolves over the next 12 months, your baseline exposure to operational risks naturally shifts in parallel. Expanding operations by adding new locations, purchasing upgraded equipment, launching new services, or hiring extra staff significantly changes your specific liability profile. Factors that affect the...

Spring Break Insurance Tips

Posted: March 2, 2026

Spring break travel often involves cross-country road trips, beach days, and struggling through crowded airport terminals. Many travelers focus solely on booking flights, forgetting to secure the right protection for the journey. Unexpected events, such as minor fender benders in unfamiliar cities or theft from a hotel room, can quickly ruin a vacation. Securing personal insurance ensures you have a dependable safety net should you...

Why a Basic Home Insurance Policy Isn’t Always Enough

Posted: February 16, 2026

While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every home, lifestyle, and risk is different, you might discover coverage gaps exactly when you need your policy the most. The Most Common Coverage Shortfalls Many homeowners assume any water damage is covered. In reality, coverage often depends on whether the event was...

A Homeowner’s Guide to Dealing with Ice Dams

Posted: February 2, 2026

Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...